Payment Transfer Engine
Triggered when a client has prepaid for services and is transferred. Escrow, Transfer Approval, double-entry ledger, digital receipts, audit trail, fraud detection, and dispute management.
KES 842K
Monthly Revenue↑ 18%
KES 215K
In Escrow
47
Settled Transfers
2
Open Disputes
Payment Transfer Workflow
Provider A
Initiate Transfer
Balance Calc
Escrow Hold
Provider B Accepts
Settlement Execution
Ledger Update
Revenue Distribution — May 2026
Platform Fee (8%)KES 67,360
Tax/VAT Deduction (16%)KES 134,720
Primary Provider Share (62%)KES 522,040
Receiving Provider (14%)KES 117,880
Recent Transactions
| Ref | Amount (KES) | Transfer | Method | Status |
|---|---|---|---|---|
| #TXN-441 | 45,000 | Dr.K → Dr.A | M-Pesa | Settled |
| #TXN-440 | 30,000 | Dr.M → Speech | Bank | Escrow |
| #TXN-438 | 22,500 | Dr.O → Dr.K | Stripe | Settled |
| #TXN-435 | 15,000 | Disputed | — | Dispute |
| #TXN-430 | 60,000 | KNH → Dr.K | Bank | Settled |
Financial Controls
Escrow accountsActive
Double-entry accountingEnforced
Digital receiptsAuto-generated
Audit trailImmutable
Fraud detectionML-powered
Approval workflow2-step
Transfer ApprovalManager sign-off
Dispute management2 open cases
Digital Receipts — Recent
#RCP-441
Dr.K → Dr.A · Today
#RCP-438
Dr.O → Dr.K · 3 Jun
#RCP-430
KNH → Dr.K · 28 May
Fraud Detection & Disputes
No fraud flags in last 30 days. All transfers verified.
#TXN-435 — KES 15,000
Client disputes service rendered. Under review by Finance Officer. Expected resolution: 10 Jun 2026.